Bonus pays back money

Co-op members are encouraged with many kinds of rewards. The most significant benefit is Bonus, a purchase reward which accrues in over 2,000 outlets around Finland. You can receive Bonus, i.e., money back from your purchases, worth up to 5% based on your monthly purchases.

To ensure accrual of Bonus, always present your S-Etukortti card when you make purchases at outlets of the S Group or its partners. Even small purchases increase the accrued monthly Bonus, and they can help you rise to a higher Bonus percentage. Order S-Etukortti cards also for your family members as all their purchases will be added to the joint purchase Bonus.

Accrual of Bonus

Bonus accrues in S Group's outlets, in web services and for the purchases you make from our partners, and it is calculated primarily based on the total of all purchases.Bonus is paid over periods of a calendar month according to your cooperative's Bonus table.The Bonus percentage grows in proportion to the total number of purchases accrued.

Bonus is granted to private persons on purchases for a private household. Bonus is not given for payments made with corporate cards or for agreement-priced purchases.

Payment of Bonus

Bonus is paid over periods of a calendar month according to your cooperative's Bonus table, by the 10th day of the month following the purchase month.The payment is made to S-Bank to the co-op member household's main member's account, which has been designated for benefit payments.

If your membership fee has not yet been paid in full, the Bonus will be used to pay your membership fee.When you have paid your membership fee in full, the Bonus will be paid directly to the account, which has been designated for benefit payments.