Membership fee is an investment that pays for itself
As a member, you earn Bonus on your purchases and enjoy lower prices with your S-Etukortti all over Finland. When you join, you pay a 100 € membership fee.
You can also choose to pay part of the fee, minimum of 20 €, and cover the remaining amount from the Bonus you earn during the first two years of your membership. Once your membership fee has been fully paid, Bonus will be paid as cashback to your S-Bank account. If you ever decide to end your membership, the fee you have paid will be refunded to you.
If the membership fee is not fully paid within two years, the co-op may need to terminate the membership.
INTEREST ON MEMBERSHIP FEE
Once a year, the co-operative may also pay interest on the membership fee. The decision to pay interest is made by the representative body elected by the members, based on the previous year's results, and it is paid to the members who have fully paid their membership fee by the end of that year.
IS YOUR
MEMBERSHIP FEE
NOT FULLY PAID?
If your membership fee is not fully paid, you can pay it via your personal S User Account or in S-mobiili.
If you don't have an S User Account yet, you can easily create one at s-kayttajatili.fi/en. If necessary, add your S-Etukortti card details to your S User Account. This will give you access the Co-op Membership tab to complete the payment for the remaining portion of the membership fee.
You can also handle this matter at your nearest Co-op Member Service and S-Bank Service Point (find the nearest and make an appointment).
If you prefer, you can pay the remaining membership fee also in smaller installments. In that case contact your own co-operative for the payment details.