AS ONE OF THE OWNERS, YOU GET ALL THE CO-OP MEMBER BENEFITS
The co-op membership fee is 100 euros. It's an investment that makes you one of the owners in your local co-operative and entitles you to all the benefits of being a co-op member. The most well-known benefit is the Bonus, which is up to 5% cashback from your purchases. In addition to the Bonus, you benefit from the fair price advantages of being a co-op member. If you choose to cancel your co-op membership, you'll be refunded your paid membership fee.
When you become a co-op member by paying a partial membership fee (minimum 20 euros), any accrued Bonus and Payment method-related benefits from your purchases will be used to cover your fee. Once your membership fee is paid in full, you'll receive these benefits directly into your S-Bank account, giving you the freedom to use them as you wish.
Typically, you have two years to pay your co-op membership fee in full. However, if the co-op membership fee is not fully paid within that period, the co-op will have to terminate the co-op membership.
INTEREST ON CO-OP MEMBERSHIP FEE
Once a year, the co-operative may also pay interest on the co-op membership fee. The decision to pay interest is made by the representative body elected by the co-op members based on the previous year's results, and it is paid to the co-op members who have fully paid their membership fee by the end of that year.
IS YOUR CO-OP
MEMBERSHIP FEE
STILL INCOMPLETE?
If your co-op membership fee is still incomplete, you can pay it via your personal S User Account or S-mobiili.
If you don't have an S User Account yet, you can easily create one at s-kayttajatili.fi/en. If necessary, add your S-Etukortti card details to your S User Account. This will give you access the Co-op Membership tab to complete the payment for the remaining portion of the membership fee.
You can also handle this matter at your nearest Co-op Member Service and S-Bank Service Point (find the nearest and make an appointment).
If you prefer, you can pay the remaining co-op membership fee in smaller installments. In that case contact your own co-operative for the payment details.