Bonus = money in your account
By concentrating your purchases, you can receive Bonus of up to 5% of your purchases in euros – and an additional 0.5% as a payment method benefit when paying for your purchase with an S-Etukortti card.
Good news – co-op members are paid more than 30 million euros in hard cash to their bank accounts on the 10th day of every month.
Earn Bonus by concentrating your purchases in S Group and its partners’ network of more than 2,000 locations around Finland
- How to earn more Bonus
- Concentrate a wide variety of your regular expenses Food, fashion, cosmetics, electronics, entertainment, subscriptions, insurance, home, garden, renovations, hotels, restaurants, fuel, car washes… You can earn Bonus from all of these. Remember to also earn Bonus for your shopping online and with our partners!
- Enjoy your benefits Learn about the benefits you receive with an S-Etukortti card here and earn Bonus even on affordable purchases.
- Monitor your Bonus accrual in the S-mobiili app If you are close to reaching the next Bonus level, even a small purchase can increase the Bonus you receive.
- Pay for your purchases with the S-Etukortti card You will receive a further 0.5% in payment method benefit when you pay for your purchases with the S-Etukortti card.
- Make sure that everyone in your household has an S-Etukortti card You earn Bonus faster with more people – you can earn Bonus together with family members, a common-law spouse or roommates. Add members to your co-op member household in your S User Account.
Your Bonus percentage increases the more you purchase. Concentrating your purchases increases both the amount of your Bonus purchases and your Bonus percentage, which means you get more money back for your purchases.
You will also receive a payment method benefit of 0.5% if you pay with the S-Etukortti card
Once per year, the cooperative can also reward its co-op members with a return of surplus and by paying them interest on their membership fees.
The interest on the membership fee is the same for all the cooperative’s co-op members. On the other hand, a return of surplus is a percentage amount determined by the Council of Representatives from the Bonus purchases that a co-op member has concentrated in their cooperative’s outlets.
TIP! The return of surplus is always calculated relative to the co-op member’s purchases in their own cooperative’s outlets, so it is another good reason to concentrate your purchases.
NOTE: Certain links on this page may lead you to Finnish-language content, as English equivalents are not available for all websites.